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Rancho Santa Margarita, CA

$599,000

49 Montana Del Lago, Rancho Santa Margarita, CA
2
Beds
2
Baths
827
Sq Ft
1990
Built
57
Days listed

About this home

Welcome to the desirable Montana Del Lago community, just steps from the scenic Rancho Santa Margarita Lake and exclusive RSM Beach Club Lagoon. This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open floor plan designed for comfortable everyday living. The inviting living room features a cozy fireplace and flows seamlessly into the dining area and upgraded kitchen perfect for both relaxing and entertaining. The spacious kitchen showcases newer cabinetry and sleek quartz countertops, creating a modern and functional space. A convenient main-floor bedroom and full bath provide flexibility for guests or multi-generational living, while the upstairs retreat includes an additional bedroom and full bathroom. Step outside to your private patio overlooking lush trees, an ideal setting for morning coffee or evening unwinding. Recent upgrades include updated flooring, newer water heater, and fresh interior paint, making this home move-in ready. Residents enjoy resort-style amenities, including a community pool and spa, along with access to SAMLARC amenities featuring 13 parks, 4 pools, the Beach Club Lagoon, sports courts, and more. Conveniently located near shopping, dining, and recreation, this home offers the perfect blend of nature, comfort, and community living.

Facts & features

Interior
Bedrooms
2
Bathrooms
2 full
Living area
827 sq ft
Interior features
Bedroom On Main Level
Fireplace
Living Room
Cooling
Central Air
Laundry
Laundry Closet
Levels
Two
Exterior & lot
Lot size
1.201 acres (52,296 sq ft)
Pool
Association
View
Trees Woods
Year built
1990
Parking spaces
1
Community
Area
R 1 - Rancho Santa Margarita North
County
Orange
Community features
Lake, Mountainous, Street Lights, Park
HOA fee
$529/mo
Listing details
Status
Active
Property type
Condominium
Days on market
57
Listed
2026-05-27
Original price
$619,000
Terms
Cash, Cash To New Loan, Conventional
Parcel #
93083108
MLS #
OC26116207
Listed by
Flora Fatanat · Coldwell Banker Realty

Location

Price history

Listed
$619,000 · 2026-05-27
Price reduced
$599,000 (−$20,000)
Days on market
57
Current price
$599,000
Financing

Could this home be yours?

Estimated monthly payment
$3,758
$3,029 principal & interest · $729 taxes & insurance
$119,800
Estimate only
Loan $479,200

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Estimated value range nearby
$539,373$633,176

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Listing data provided by CRMLS

Listing courtesy of Coldwell Banker Realty. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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