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Oceanside, CA

$1,099,000

3638 Via Bernardo, Oceanside, CA
5
Beds
4
Baths
2,585
Sq Ft
1990
Built
61
Days listed

About this home

Welcome to this beautiful 5 bedroom home (all located upstairs) located in the highly desirable communities of Ocean Hills and Terra Mar. Step inside to soaring ceilings and abundant natural light that fill the spacious living areas, while a skylight brightens the upstairs hallway and enhances the home’s open and airy feel. Freshly repainted interiors create a warm and inviting atmosphere throughout. The family room features a cozy fireplace and a wet bar, offering the perfect setting for relaxing or entertaining. Elegant French doors open to a private, fenced, low-maintenance backyard with fresh new grass, creating an ideal outdoor retreat. The backyard features fruit trees, a charming herb garden, and a side-yard succulent and flower garden that add beauty and character to the outdoor space. Enjoy the fragrance and charm of blooming roses lining the front entryway. All five bedrooms are located upstairs, providing flexibility for guest rooms, a home office, workout space, or playroom. The spacious primary suite opens to a generous private balcony, perfect for enjoying your morning coffee or unwinding with a glass of wine in the evening. The suite also includes a walk-in closet and an additional nook ideal for a vanity or desk area. A dedicated upstairs laundry room includes the washer and dryer for added convenience. Additional highlights include central A/C, a 2-car attached garage with 240V outlet for EV charger and Carbon water softener, and leased solar for energy efficiency. Ideally located just off Cannon Road with convenient access to schools, shopping, dining, parks, beaches and hiking trails. Residents of Terra Mar enjoy outstanding community amenities including community dog park with ample space, playgrounds, clubhouse, pool, spa, and barbecue areas. This exceptional home offers the perfect blend of comfort, functionality, and coastal lifestyle living.

Facts & features

Interior
Bedrooms
5
Bathrooms
3 full, 1 half
Living area
2,585 sq ft
Interior features
All Bedrooms Up, Primary Suite
Appliances
Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener, Dryer, Washer
Fireplace
Family Room
Cooling
Central Air
Laundry
Laundry Room
Levels
Two
Exterior & lot
Lot size
0.109 acres (4,725 sq ft)
Pool
Community, Association
Year built
1990
Parking spaces
4
Community
Area
92056 - Oceanside
County
San Diego
Community features
Curbs, Park, Street Lights, Sidewalks, Pool
HOA fee
$230/mo
Listing details
Status
Active
Property type
Single Family Residence
Days on market
61
Listed
2026-04-10
Original price
$1,145,000
Terms
Cash, Conventional, FHA, Va Loan
Parcel #
1694741000
MLS #
NDP2604836
Listed by
Connie Cannon · Realty ONE Group Pacific

Location

Price history

Listed
$1,145,000 · 2026-04-10
Price reduced
$1,099,000 (−$46,000)
Days on market
61
Current price
$1,099,000
Financing

Could this home be yours?

Estimated monthly payment
$6,894
$5,557 principal & interest · $1,337 taxes & insurance
$219,800
Estimate only
Loan $879,200

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Estimated value range nearby
$2,805,920$3,293,906

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Listing data provided by CRMLS

Listing courtesy of Realty ONE Group Pacific. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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