Skip to main content
Take a 3D virtual tour of this home.Virtual tour
Cayucos, CA

$1,549,000

3437 Ocean, Cayucos, CA
3
Beds
2
Baths
1,745
Sq Ft
1974
Built
24
Days listed

About this home

Wake up to panoramic Pacific Ocean views, sunsets, and whale watching from nearly every room — including two ocean-view decks — in this fully renovated Cayucos home with an active Short Term Rental license already in place. Taken down to the studs, the home was reconfigured from 2 bedrooms to a spacious 3-bedroom, 2-bath layout with an open-concept living, dining, and kitchen area built to showcase the views. A private backyard patio off the kitchen is ideal for BBQ and outdoor entertaining. The primary suite offers its own ocean-view deck, a walk-in closet, and an ensuite with a double vanity and rain/standard shower combo. The guest bath features an oversized designer walk-in shower. Nearly every system is new: plumbing, electrical, roof, sewer line, windows, flooring, driveway, doors, and appliances, plus a finished epoxy garage floor, all backed by engineered structural upgrades completed during construction. What sets this property apart is its active Short Term Rental license — a rare and increasingly hard-to-obtain permit in Cayucos, where Short Term Rental licenses are capped and tightly regulated. Buyers avoid the uncertainty, waitlists, and lengthy application process that typically come with pursuing a new license, and can start generating income from day one. This turnkey status opens the door to flexible ownership: rent it out full-time as an investment property, use it seasonally and rent the rest of the year, or enjoy it as your own coastal escape with the built-in option to offset costs through short-term guests. With whale-watching views, walkability to the beach, and a fully modernized interior, this home is positioned to command strong nightly rates in a sought-after vacation market. A rare opportunity for a full-time home, coastal getaway, or turnkey investment — move-in ready with modern systems, ocean views, and an active Short Term Rental license already in place.

Facts & features

Interior
Bedrooms
3
Bathrooms
2 full
Living area
1,745 sq ft
Interior features
Cathedral Ceilings, Open Floorplan, Quartz Counters, Primary Suite, Walk In Closets
Appliances
Dishwasher, Gas Oven, Range Hood, Tankless Water Heater
Flooring
Tile, Vinyl
Fireplace
None
Heating
Ductless, Electric, Energy Star Qualified Equipment
Cooling
Ductless, Energy Star Qualified Equipment, Wall Window Units
Laundry
Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Levels
Two
Exterior & lot
Lot size
0.064 acres (2,800 sq ft)
Pool
None
View
Coastline, Hills, Ocean, Panoramic, Water
Architectural style
Craftsman
Year built
1974
Parking
Concrete, Door Multi, Driveway, Driveway Up Slope From Street, Garage Faces Front, Garage, Off Street
Parking spaces
2
Community
Area
CAYU - Cayucos
County
San Luis Obispo
Community features
Rural, Street Lights
Listing details
Status
Active
Property type
Single Family Residence
Days on market
24
Listed
2026-06-27
Terms
Cash, Cash To New Loan, Conventional
Parcel #
064432047
MLS #
SC26142270
Listed by
Sherry Sim · SIM Real Estate

Location

Price history

Listed
$1,549,000 · 2026-06-27
Days on market
24
Current price
$1,549,000
Financing

Could this home be yours?

Estimated monthly payment
$9,717
$7,833 principal & interest · $1,885 taxes & insurance
$309,800
Estimate only
Loan $1,239,200

Estimates only and not a loan offer. Property tax and insurance vary by location. Get pre-qualified below for your actual rate and payment.

Qualify for this home

Get pre-qualified with Your Agent and see your real rate and payment — no obligation.

Own a home?

What's your home worth?

Estimated value range nearby
$1,546,354$1,815,285

A rough estimate from current nearby price-per-square-foot — not an appraisal. A precise valuation considers condition, upgrades and recent sales.

Get a free home valuation

Thinking of selling? Your Agent will prepare an accurate, no-obligation valuation and selling consultation.

Similar homes in Cayucos

See all homes in Cayucos

Listing data provided by CRMLS

Listing courtesy of SIM Real Estate. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

Thinking about a move? Your Agent can help — get tailored listings & honest advice.