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Oceanside, CA

$585,000

3424 Cameo Drive 46, Oceanside, CA

Beds

Baths

846

Sq Ft

1990

Built

Days listed

About this home

Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $321K remaining loan balance.

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2 full
Living area: 846 sq ft
Appliances: Built In Range, Double Oven, Dishwasher, Freezer, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Water To Refrigerator, Water Heater, Dryer, Washer
Fireplace: Gas, Gas Starter, Living Room
Cooling: Central Air
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside
Levels: One

Exterior & lot

Lot size: 10.22 acres (445,200 sq ft)
Pool: Community, Association
View: Hills
Architectural style: Mediterranean
Year built: 1990
Parking spaces: 2

Community

Area: 92056 - Oceanside
County: San Diego
Community features: Curbs, Gutters, Hiking, Park, Street Lights, Suburban, Sidewalks, Pool
HOA fee: $440/mo

Listing details

Status: Active
Property type: Condominium
Days on market: 42
Listed: 2026-03-09
Original price: $599,000
Terms: Cash, Conventional, FHA, Va Loan
Parcel #: 1651130646
MLS #: NDP2605669

Listed by

Bryan Smithwick · Coldwell Banker West

760-473-9507 bryansmithwick@gmail.comDRE #01972752

Location

Price history

Listed: $599,000 · 2026-03-09
Price reduced: $585,000 (−$14,000)
Days on market: 42
Current price: $585,000

Financing

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Estimated monthly payment

$3,670

$2,958 principal & interest · $712 taxes & insurance

Down payment (20%)

$117,000

Est. rate (%)

Estimate only

Term (years)

Loan $468,000

Estimates only and not a loan offer. Property tax and insurance vary by location. Get pre-qualified below for your actual rate and payment.

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What's your home worth?

Estimated value range nearby

$674,245 – $791,505

A rough estimate from current nearby price-per-square-foot — not an appraisal. A precise valuation considers condition, upgrades and recent sales.

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Listing data provided by CRMLS

Listing courtesy of Coldwell Banker West. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.