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San Diego, CA

$950,000

3095 L St, San Diego, CA
3
Beds
4
Baths
1,558
Sq Ft
1969
Built
34
Days listed

About this home

Great opportunity for a first-time homebuyer or investor! This single-family residence includes a permitted attached ADU with its own private entrance, separate address (3097 L St), and separate utilities—ideal for generating rental income to help offset your monthly mortgage. The main home features 3 bedrooms, 3.5 bathrooms, and a 2-car garage, along with numerous recent upgrades including dual-pane windows, tile flooring, newer roof, updated plumbing, and fresh interior paint. The permitted 500 sq. ft. ADU offers 1 bedroom and 1 bathroom and is equipped with an in-unit washer and dryer, range microwave, and ceiling fans. Flexible purchase options available! Seller may consider seller financing, lease-to-own, or other creative financing terms for qualified buyers. Excellent opportunity for buyers seeking alternatives to traditional financing. Contact listing agent for details. Great opportunity for a first-time homebuyer! This single-family residence features a permitted attached ADU with its own private entrance, separate address (3097 L St), and individual utilities—perfect for generating rental income to help offset your monthly mortgage. The ADU is a nicely upgraded 1 bedroom, 1 bathroom unit currently rented for $2,200/month on a month-to-month lease, offering immediate income potential or flexibility for future use. The main home offers 3 bedrooms and 3.5 bathrooms, along with a 2-car garage and recent improvements including dual-pane windows, tile flooring, a newer roof, updated plumbing, and fresh interior paint.

Facts & features

Interior
Bedrooms
3
Bathrooms
3 full, 1 half
Living area
1,558 sq ft
Appliances
Refrigerator
Heating
Natural Gas, See Remarks
Cooling
Central Air
Laundry
Gas Dryer Hookup, Outside
Levels
One
Exterior & lot
Pool
None
Year built
1969
Parking
Driveway
Parking spaces
3
Community
Area
92102 - San Diego
County
San Diego
Listing details
Status
Active
Property type
Single Family Residence
Days on market
34
Listed
2026-04-24
Original price
$1,050,000
Terms
Cash, Conventional, Va Loan
Parcel #
5452923200
MLS #
260009809SD
Listed by
Estela Williamson · Money Consultants

Location

Price history

Listed
$1,050,000 · 2026-04-24
Price reduced
$950,000 (−$100,000)
Days on market
34
Current price
$950,000
Financing

Could this home be yours?

Estimated monthly payment
$5,960
$4,804 principal & interest · $1,156 taxes & insurance
$190,000
Estimate only
Loan $760,000

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Estimated value range nearby
$1,111,726$1,305,069

A rough estimate from current nearby price-per-square-foot — not an appraisal. A precise valuation considers condition, upgrades and recent sales.

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Listing data provided by CRMLS

Listing courtesy of Money Consultants. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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