$640,000
About this home
***$10,000 PRICE DROP + UP TO $10,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price—it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers—an uncommon opportunity to own more home with potentially lower monthly payments.
Facts & features
- Bedrooms
- 4
- Bathrooms
- 4 full
- Living area
- 3,075 sq ft
- Interior features
- Eat In Kitchen, See Remarks, All Bedrooms Up, All Bedrooms Down, Jack And Jill Bath, Loft
- Appliances
- Dishwasher, Electric Range, Gas Oven, Gas Range
- Flooring
- Laminate, Tile
- Fireplace
- Living Room
- Heating
- Central
- Cooling
- Central Air
- Laundry
- Gas Dryer Hookup, Laundry Room
- Levels
- Two
- Spa
- None
- Lot size
- 0.15 acres (6,534 sq ft)
- Pool
- None
- View
- Mountains
- Architectural style
- Modern
- Year built
- 2005
- Parking
- Door Multi, Driveway, Garage Faces Front, Garage, Garage Door Opener
- Parking spaces
- 3
- Area
- 259 - Moreno Valley
- County
- Riverside
- Community features
- Curbs
- HOA fee
- $30/mo
- Status
- Active
- Property type
- Single Family Residence
- Days on market
- 84
- Listed
- 2026-04-13
- Original price
- $629,000
- Terms
- Cash, Conventional, FHA, Submit, Va Loan
- Parcel #
- 486503001
- MLS #
- IV26080451