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Santa Cruz, CA

$1,259,000

120 Maple Street, Santa Cruz, CA
4
Beds
1
Baths
1,312
Sq Ft
1885
Built
98
Days listed

About this home

A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.

Facts & features

Interior
Bedrooms
4
Bathrooms
1 full
Living area
1,312 sq ft
Flooring
Carpet
Fireplace
Wood Burning
Heating
Fireplaces, Wall Furnace
Cooling
None
Exterior & lot
Lot size
0.083 acres (3,615 sq ft)
Year built
1885
Community
Area
699 - Not Defined
County
Santa Cruz
Listing details
Status
Active
Property type
Single Family Residence
Days on market
98
Listed
2026-04-15
Parcel #
00514316000
MLS #
ML82043001
Listed by
Joe Prather · eXp Realty of California Inc

Location

Price history

Listed
$1,259,000 · 2026-04-15
Days on market
98
Current price
$1,259,000
Financing

Could this home be yours?

Estimated monthly payment
$7,898
$6,366 principal & interest · $1,532 taxes & insurance
$251,800
Estimate only
Loan $1,007,200

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Listing data provided by CRMLS

Listing courtesy of eXp Realty of California Inc. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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