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Rancho Santa Margarita, CA

$785,000

12 Montana Del Lago Drive 168, Rancho Santa Margarita, CA
3
Beds
2
Baths
1,344
Sq Ft
1992
Built
51
Days listed

About this home

ONE OF THE BEST VALUES IN SOUTH OC — END UNIT! Unbeatable value! This is officially one of the lowest-priced 3-bedroom, 2-bathroom homes of this size currently on the market in South Orange County. Nestled in the lakefront enclave of Montana Del Lago, this beautifully updated end unit offers the ultimate blend of natural light, style, and resort-style living. Designed with a rare side-by-side 2-car garage featuring overhead storage and direct access to the home, this residence offers both convenience and functionality. All main living spaces are located upstairs, showcasing vaulted ceilings, a sun-drenched open-concept floor plan, a refreshed fireplace, and a new dining chandelier. Slide open the glass doors to your private balcony, perfect for relaxing and enjoying the surroundings. Recent upgrades include updated flooring throughout, modern light fixtures, and ceiling fans. The spacious primary suite features a private en-suite bathroom, while the secondary bedroom is generously sized. Just steps from private lake access, community pools, tree-lined trails, and the SAMLARC Beach Lagoon, this home is also minutes from top-rated schools, premier dining, and shopping. Turnkey, move-in ready, and priced to sell quickly!

Facts & features

Interior
Bedrooms
3
Bathrooms
2 full
Living area
1,344 sq ft
Interior features
Balcony, Ceiling Fans, High Ceilings, Open Floorplan, Tile Counters, All Bedrooms Up
Appliances
Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator
Flooring
Laminate, Tile
Fireplace
Gas, Living Room
Heating
Central, Fireplaces
Cooling
Central Air
Laundry
Washer Hookup, Gas Dryer Hookup
Levels
Two
Spa
Association, Community
Exterior & lot
Lot size
1.201 acres (52,296 sq ft)
Pool
Community, Association
View
Mountains, Neighborhood
Year built
1992
Parking
Direct Access, Garage, Permit Required, One Space
Parking spaces
2
Community
Area
R 1 - Rancho Santa Margarita North
County
Orange
Community features
Biking, Fishing, Golf, Hiking, Horse Trails, Lake, Mountainous, Park, Street Lights, Sidewalks, Pool
HOA fee
$529/mo
Listing details
Status
Active
Property type
Condominium
Days on market
51
Listed
2026-06-04
Terms
Cash, Cash To New Loan, Conventional
Parcel #
93083131
MLS #
OC26120243
Listed by
Joseph Chow · Redfin

Location

Price history

Listed
$785,000 · 2026-06-04
Days on market
51
Current price
$785,000
Financing

Could this home be yours?

Estimated monthly payment
$4,924
$3,969 principal & interest · $955 taxes & insurance
$157,000
Estimate only
Loan $628,000

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Estimated value range nearby
$852,513$1,000,776

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Listing data provided by CRMLS

Listing courtesy of Redfin. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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