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Santa Cruz, CA

$4,588,000

116 Monterey Street, Santa Cruz, CA
4
Beds
4
Baths
2,586
Sq Ft
1952
Built
7
Days listed

About this home

Some homes simply have an address; this one has a vantage point. From the moment you step inside 116 Monterey Street, a coastal panorama unfolds: Loma Prieta stands sentinel to the east, the iconic Santa Cruz Boardwalk and Wharf shimmer below, and the Monterey Bay Marine Sanctuary stretches to the horizon. This Mediterranean masterpiece was entirely reimagined in 2007 by the current owners, ensuring every detail was overseen with an owners eye for perfection. They meticulously preserved the vintage character, designing a high-end modern residence around that historic core.From the structural integrity to the lush,professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed/1 bath ADU sits atop a 2-car mechanic's garage and offers a proven income of $30-40k annually.

Facts & features

Interior
Bedrooms
4
Bathrooms
4 full
Living area
2,586 sq ft
Flooring
Tile, Wood
Fireplace
Living Room
Heating
Central
Cooling
None
Spa
Above Ground
Exterior & lot
Lot size
0.168 acres (7,318 sq ft)
Pool
Above Ground
View
Bay, City Lights, Hills, Mountains, Ocean
Architectural style
Mediterranean
Year built
1952
Parking
Covered, Off Street
Parking spaces
2
Community
Area
699 - Not Defined
County
Santa Cruz
Listing details
Status
Active
Property type
Single Family Residence
Days on market
7
Listed
2026-05-19
Parcel #
00424413000
MLS #
ML82047237
Listed by
Craig Springbett · Christie's International Real Estate Sereno

Price history

Listed
$4,588,000 · 2026-05-19
Days on market
7
Current price
$4,588,000
Financing

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Estimated monthly payment
$28,781
$23,199 principal & interest · $5,582 taxes & insurance
$917,600
Estimate only
Loan $3,670,400

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Estimated value range nearby
$6,781,021$7,960,329

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Listing data provided by CRMLS

Listing courtesy of Christie's International Real Estate Sereno. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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