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San Jose, CA

$998,800

1120 Locust Street, San Jose, CA
4
Beds
2
Baths
1,474
Sq Ft
1955
Built
87
Days listed

About this home

Get a belowmarket rate of 3.625% by assuming a massive below market rate loan. Gain rental income with a long term tenant in the second unit. Exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with long term upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

Facts & features

Interior
Bedrooms
4
Bathrooms
2 full
Living area
1,474 sq ft
Flooring
Laminate
Cooling
None
Exterior & lot
Lot size
0.1 acres (4,352 sq ft)
Year built
1955
Parking
Other
Community
Area
699 - Not Defined
County
Santa Clara
Listing details
Status
Active
Property type
Single Family Residence
Days on market
87
Listed
2026-04-28
Original price
$1,178,000
Terms
FHA
Parcel #
43406045
MLS #
ML82044909
Listed by
Robert Garcia · Acquire Inc.

Location

Price history

Listed
$1,178,000 · 2026-04-28
Price reduced
$998,800 (−$179,200)
Days on market
87
Current price
$998,800
Financing

Could this home be yours?

Estimated monthly payment
$6,266
$5,050 principal & interest · $1,215 taxes & insurance
$199,760
Estimate only
Loan $799,040

Estimates only and not a loan offer. Property tax and insurance vary by location. Get pre-qualified below for your actual rate and payment.

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What's your home worth?

Estimated value range nearby
$1,181,516$1,386,997

A rough estimate from current nearby price-per-square-foot — not an appraisal. A precise valuation considers condition, upgrades and recent sales.

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Listing data provided by CRMLS

Listing courtesy of Acquire Inc.. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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