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Clearlake Oaks, CA

$400,000

10523 E Highway 20, Clearlake Oaks, CA
4
Beds
4
Baths
2,220
Sq Ft
1965
Built
20
Days listed

About this home

Premier Lakefront Fixer Opportunity on Clear Lake – Panoramic Views & Major Upgrades Started. Located along the shoreline of Clear Lake in the Clearlake Oaks area, this three-level lakefront property presents an exceptional opportunity to complete a large-scale renovation and create a stunning custom waterfront retreat. Set on a spacious, park-like parcel with a concrete seawall, private boat dock, and boat lift, the property captures sweeping panoramic views of Clear Lake, Mt. Konocti, Mt. Hannah, Cobb Mountain, and Seigler Mountain—a truly inspiring setting from sunrise to sunset. Originally designed as a 4-bedroom, 4-bath home with approximately 3,000 sq ft (per seller), the structure already reflects significant investment and vision, with many upgrades completed and others ready for finishing. Property Highlights & Completed Improvements: Plumbed for a tankless HW system. Three-level layout offering flexible living spaces. Stucco exterior with fresh exterior paint, Dual-pane windows and multiple sliding glass doors, Recessed LED (canned) lighting installed throughout (unfinished electrical), Expanded seawall with added fill, enhancing backyard and patio usability, Cobblestone-style patio accented with decorative red lava rock, Partial wraparound wood decking, Pebbly beach area for easy lake access. Main Level: Entry-level living room area, Kitchen area already plumbed and centrally located, Dining area positioned to capture dramatic lake and mountain views, Sliding glass doors leading to deck, Quarter bathroom with sink and commode. Upper Level: Four bedrooms and three bathrooms, including a spacious primary suite. Primary bedroom area features large windows showcasing expansive lake views, a walk-in closet, and an unfinished master bathroom with a walk-in steam shower. Second bedroom includes a private bathroom with space for a tub/shower, Two additional front-facing bedrooms (one without a closet), Additional bathroom with separate water closet and shower area. Lower Level: Versatile space ideal for a media room, game room, or additional sleeping quarters with built-in bunk bed area also has large 6ft electric fire place. Large sliding glass doors opening to the backyard and lakefront. Additional storage area.

Facts & features

Interior
Bedrooms
4
Bathrooms
2 full, 1 half
Living area
2,220 sq ft
Interior features
See Remarks, All Bedrooms Up
Fireplace
Bonus Room, Electric
Heating
None
Cooling
None
Laundry
None
Levels
Two
Spa
None
Exterior & lot
Lot size
0.36 acres (15,682 sq ft)
Pool
None
View
Hills, Lake, Mountains, Panoramic, Water
Architectural style
Custom
Year built
1965
Parking
Door Single, Driveway, Garage Faces Front, Garage, Paved
Parking spaces
2
Community
Area
LCOAK - Clearlake Oaks
County
Lake
Community features
Biking, Foothills, Hunting, Lake, Mountainous, Near National Forest, Rural, Water Sports, Fishing
Listing details
Status
Active
Property type
Single Family Residence
Days on market
20
Listed
2026-04-09
Terms
Cash
Parcel #
035523070000
MLS #
LC26071179
Listed by
Rick White · Konocti Realty

Location

Price history

Listed
$400,000 · 2026-04-09
Days on market
20
Current price
$400,000
Financing

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Estimated monthly payment
$2,509
$2,023 principal & interest · $487 taxes & insurance
$80,000
Estimate only
Loan $320,000

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Estimated value range nearby
$801,739$941,172

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Listing data provided by CRMLS

Listing courtesy of Konocti Realty. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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