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Aptos, CA

$1,745,000

105 Stephen Road, Aptos, CA
0
Baths
2,532
Sq Ft
1932
Built
5
Days listed

About this home

Timeless Spanish Charm in the Heart of Rio del Mar Beach. A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.

Facts & features

Interior
Bathrooms
0
Living area
2,532 sq ft
Exterior & lot
Lot size
0.042 acres (1,830 sq ft)
Year built
1932
Community
Area
699 - Not Defined
County
Santa Cruz
Listing details
Status
Active
Property type
Quadruplex
Days on market
5
Listed
2026-07-21
Parcel #
04214122000
MLS #
ML82053454
Listed by
Mario Desantis · Coldwell Banker Realty

Location

Price history

Listed
$1,745,000 · 2026-07-21
Days on market
5
Current price
$1,745,000
Financing

Could this home be yours?

Estimated monthly payment
$10,947
$8,824 principal & interest · $2,123 taxes & insurance
$349,000
Estimate only
Loan $1,396,000

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Estimated value range nearby
$2,633,191$3,091,138

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Listing data provided by CRMLS

Listing courtesy of Coldwell Banker Realty. © 2026. The multiple listing data appearing on this website is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. All data, including but not limited to all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. Last updated July 26, 2026 Equal Housing Opportunity.

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105 Stephen Road, Aptos, CA — $1,745,000 | Your Agent